The Blog

As the year draws to a close, many business owners find themselves shifting their attention from daily operations to year-end financial responsibilities. One of the most important—and often overlooked—tasks during this time is preparing and filing Form 1099 for vendors and contractors. For small and growing businesses, 1099s are more than just paperwork. They are an essential component of compliance, transparency, and …

In today’s increasingly complex financial world, mentoring youth on financial literacy is more essential than ever. As the cost of living rises, debt becomes more common, and financial products grow more complicated, many young people are entering adulthood without the tools they need to manage money responsibly. Mentorship can be a powerful and practical solution, equipping the next generation with …

In our increasingly digital world, protecting your personal information is no longer optional—it’s essential. At J. Zollo & Associates, we understand that many individuals and small business owners don’t have the luxury of a dedicated IT team or access to sophisticated cybersecurity tools. However, protecting your personal and financial information from theft, fraud, and cyberattacks is achievable through practical steps …

In 2025, small businesses are navigating a landscape marked by ongoing economic uncertainty. Whether it’s fluctuating demand, rising costs, or unpredictable market shifts, the ability to maintain strong cash flow and build financial resilience is more critical than ever. At J. Zollo & Associates, Inc., we understand these challenges and are committed to helping businesses not just survive, but thrive, …

Peer-to-peer (P2P) payment apps have exploded in popularity, transforming how individuals handle financial transactions. From splitting bills to paying for services, platforms like Venmo and PayPal offer unmatched convenience. Businesses, both large and small, are also increasingly leveraging these tools, but it’s crucial to understand the implications, especially when it comes to bookkeeping and taxes. At J. Zollo & Associates, …