Building Confidence, Accountability, and Long-Term Stability as a New, Growing, or Established Business Owner

Confidence, accountability, and long-term stability form the backbone of every successful business, regardless of size or longevity. New business owners rely on them to establish trust and structure. Growing businesses depend on them to stay organized and scalable. Established companies need them to ensure accuracy, continuity, and sustained growth.  At J. Zollo & Associates, we work with businesses at every …

Preparing for 1099 Season: Why Year-Round Bookkeeping Matters

As the year draws to a close, many business owners find themselves shifting their attention from daily operations to year-end financial responsibilities. One of the most important—and often overlooked—tasks during this time is preparing and filing Form 1099 for vendors and contractors. For small and growing businesses, 1099s are more than just paperwork. They are an essential component of compliance, transparency, and …

The Importance of Mentoring Today’s Youth on Financial Literacy

In today’s increasingly complex financial world, mentoring youth on financial literacy is more essential than ever. As the cost of living rises, debt becomes more common, and financial products grow more complicated, many young people are entering adulthood without the tools they need to manage money responsibly. Mentorship can be a powerful and practical solution, equipping the next generation with …

Protecting Your Personal Information: A Comprehensive Guide to Everyday Cybersecurity

In our increasingly digital world, protecting your personal information is no longer optional—it’s essential. At J. Zollo & Associates, we understand that many individuals and small business owners don’t have the luxury of a dedicated IT team or access to sophisticated cybersecurity tools. However, protecting your personal and financial information from theft, fraud, and cyberattacks is achievable through practical steps …

Problems Are Not Stop Signs

Problems Are Not Stop Signs

“Problems are not stop signs; they are guidelines.” —Robert Schuller The obstacles and challenges business owners have faced during the pandemic is nothing we were expecting. The journey has been quite different for all of us. Some have lost everything, others have thrived (depending on your type of business) and then there are those of us hanging on for dear …